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You have a vision for your retirement. But do you know how much retirement income you will have, or how much you will need? Creating your retirement income plan – Frequently Asked Questions (FAQs) What are the main sources of retirement income in Canada? Your retirement income in Canada can come from several sources, including government benefits like Old Age Security (OAS) and the Canada Pension Plan (CPP/QPP), employer-sponsored pensions, personal savings such as RRSPs...

Although there are similarities between the laws for common-law and married couples in British Columbia, there are significant differences you should know about – especially in the areas of tax planning, family law, and estate planning. Living common-law in BC (Frequently Asked Questions) What exactly does being in a common-law relationship in BC mean? In British Columbia, a common-law relationship is defined as living with your partner in a marriage-like situation for at least two...

Navigating the complexities of retirement planning can be daunting, especially when it comes to understanding when and how to take Old Age Security (OAS) benefits. OAS is a crucial part of Canada's retirement income system, designed to provide financial support to seniors.This guide will help you determine the optimal time to start receiving OAS payments, explain the eligibility criteria, and walk you through the application process Frequently Asked Old Age Security (OAS) Questions What is...

Today, we're diving into a topic that's often confusing but incredibly important: the difference between an investment advisor and a financial planner. You might be wondering, "Aren't they the same?" Well, not quite. Let's break it down and figure out what you need. Financial Planner vs. Investment Advisor (Frequently Asked Questions) What is the difference between an investment advisor and a financial advisor? An investment advisor primarily focuses on managing and growing your investment portfolio...